Use Your Insurance Benefits Before 2016 Ends!

Use Your Insurance Benefits Before 2016 Ends!
Posted on 11/01/2016
This is the image for the news article titled Use Your Insurance Benefits Before 2016 Ends!

Hello and welcome back! At Federici Dental, we pride ourselves on going above and beyond for our patients to ensure they have the smile of their dreams. Whether you’re interested in simple teeth whitening services, or cosmetic solutions such as dental implants and hybrid dentures, Drs. Dave & Joe Federici provide unmatched expertise for patients in and around Manahawkin, NJ. Below, you’ll find more information about getting the most out of your insurance benefits as we near the end of 2016.

Know The Specifics of Your Plan & Use Your Benefits

As we enter the last beautiful months of fall and the calendar year, we’re also entering the last few months of insurance benefit usage for the calendar year as well.  Every year, if you have dental insurance, you are given a yearly maximum that is available to use. With lifestyles becoming busier and busier these days, it’s easy to forget to schedule (or miss) your appointments and not maximize your benefits. For most of our patients and their accompanying insurances, all preventive exams, cleanings, and x-ray costs are covered. Most allow 2 recare (hygiene cleaning) visits per year covered at 100%. However there are some other specifics you should be aware of:

Some insurances cover 2 cleanings per year.
Others cover 2 per 6 mos interval only. This means if you had one appointment in July, you will not be allowed to have another until January, which would make you use next year’s money! 
Finally, some insurance packages will allow 2 cleanings in a calendar year, with no restrictions.  

To conclude, most plans have a total yearly maximum amount of coverage in a given plan year. If you’re unsure which category your plan falls under, we can check for you at our office. Speak to one of our staff members for more information.

The Best Time To Get Treatment

If you were diagnosed with a dental condition, and have been putting off treatment, now is the perfect time to schedule an appointment! You can use your remaining insurance benefits on the treatment you need, otherwise you’ll have to use next year’s balance. Other reasons why you should be proactive about your oral health now (rather than later) include:

  • Emergencies Happen: We can’t predict what’s going to happen in 2017, so it’s advantageous to get diagnosed and treated using this year’s benefits. You might need that money for something else next year, so don’t wait!
  • Pre-Authorizations Take Time: It can takes several weeks to get this taken care of, and some treatments are only billable at the time of completion. Don’t wait until the middle of December, because by the time your care is approved, it will already be 2017.
  • Simple Cleanings & Replacements Are Easy: If you need some old silver fillings replaced, or you missed your exam/cleaning, use this time to take care of it. With the holidays coming up, you want to look your best, so give us a call to schedule an appointment.

Contact Federici Dental Today!

If you have any questions about your plan covering any treatment, or you are unaware of your allowable cleaning frequency, feel free to contact us at (609) 597-1234. We have about 2 months left in this calendar year and will accommodate you as best as we can to complete your work by the end of the year. You can also request an appointment online. At Federici Dental, we’re proud to serve patients in Manahawkin, Stafford Township, Barnegat Township, Long Beach Island and more! We look forward to serving you soon.